Breathing Space is a Free Government scheme launched in May 2021 which aims to relieve soem of the pressures of dealing with your creditors, so that you can start getting debt advice and setting up a debt solution without been chased for payment and incurring interest and charges

If you pass the eligibility checks, your creditors won’t be able to add interest or fees to your debts, or take enforcement action, for 60 days. You’ll still need to keep making your regular payments if you can afford to.

How to apply for Breathing Space (BSM)

If you want to apply for Breathing Space, call us, and we’ll guide you through the eligibility checks. If you’re eligible and would like to apply for Breathing Space, we’ll submit your application on your behalf.

Is Breathing Space right for you?